About us

Your Trusted Mortgage Partners

Jill Coss, trusted mortgage advisor with over 15 years of experience helping homeowners and investors navigate the lending process with confidence. Understanding your goals is her first priority, allowing her to tailor loan solutions that fit your financial picture, whether you’re buying your first home, moving up, refinancing to save, or expanding an investment portfolio. Her approach is clear, supportive, and focused on results that truly make sense for you.

Jill and her dedicated Equity Smart Home Loans team are known for guiding clients through a well-defined loan process designed to deliver customized solutions at the most competitive rates available. With access to a broad range of lending options and a process refined through years of experience, the team focuses on finding smart financing paths for every client. The goal is a smooth, transparent, and empowering experience from start to finish.

Jill invites you to experience the difference. Let her show you how simple and easy securing your home financing can be!

Our Services

Residential Mortgages

We assist our clients in finding the perfect mortgage, guiding them through the entire buying.

HELOC

We help our clients with a Home Equity Line of Credit to consolidate debt, renovate their home, build or finance their next home or investment.

Commercial Mortgages

For those looking to Invest, we offer a range of Investment Opportunities. Both Residential and Commercial, Rental Mortgages, Fix and Flip loans, Commercial Loans, Business Loans and Hard Money Loans.

Testimonials

Dusty Winterrowd

★★★★★

Danielle & Jessica were amazing to work with!! Communication was top notch, they kept me always knowing what was going on and very easy to reach out to . I will be working with them on my next home for sure!!

Deb C

★★★★

Danielle and team were beyond amazing to work with. They were always available to help and answer questions. Their professionalism, knowledge, superior customer service, and work ethics are unmatchable.

Jean Turco

★★★★★

Danielle is a diamond in the ruff.. she’s quick to respond to any questions you have during the process of obtaining a loan. She reviews and really takes the time to find the right one that fits you! I highly recommend Danielle for all your financial needs!

Dusty Winterrowd

★★★★

Dave Coniglio

★★★★★

We loved working with Danielle when we were applying for our home mortgage. Danielle and her team got us a fantastic rate. They answered all our questions and were always friendly and professional. We definately will use her again and we have referred our friends to her

Elise Chastain

★★★★★

Danielle is simply the best! The whole house buying experience can be so stressful and complicated. However, Danielle and CMG handle the financial portion completely and with perfection. She and her team have your back by assuring you get the best rates and services. I recommend her 100%!

Lindsay Serbin

★★★★

I have used Danielle a few times already with my clients and the most recent- she SAVED the loan of my out of town Buyers!! She is absolutely wonderful to work with and very responsive! I would highly recommend her

Monique Ayala

★★★★★

Great experience using Danielle and Jessica! Super prompt responses and my Clients very impressed with their service! You are doing yourself a favor going through Guaranteed Rate!

Cindi Kidd

★★★★

We are so Thankful for Danielle and her whole team. This has been an exceptionally easy loan thanks to the communication and hard work they put into getting us our home. We Highly Recommend CMG and especially Danielle. Thank You

Dave Coniglio

★★★★