Low Rates.
Easy Applications.
Quick Closings.
Low Rates.
Easy Applications.
Quick Closings.
Our rates are low, our application is quick and easy! We can get you clear to close in as little as 10 days!
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The Client Experience
As mortgage brokers, we have had the pleasure of working with hundreds of families to help them with their home purchase or refinance needs. Knowing that our clients are making a significant investment, we strive to make the loan process as smooth and stress-free as possible for them.
Throughout our careers, we have made it our mission to provide exceptional customer service to all of our clients. We are committed to working closely with them to understand their unique financial goals and needs, and to provide personalized service that is tailored to their specific situation.
Loan Programs Available
FHA Loans
Federal Housing Administration (FHA) loans are a popular option for home buyers, particularly first-time buyers, who may not have a large down payment or a high credit score. FHA loans typically require a down payment of just 3.5% of the purchase price, making it easier for buyers to get into a home.
Conventional Loans
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Self-Employed Loans
Self-employed home loans, also known as "non-QM loans," are a type of mortgage designed for self-employed borrowers who may not meet the traditional lending requirements.
These loans take into account a borrower's income, which may fluctuate and can be difficult to document
Reverse Mortgages
Reverse mortgages are a type of home loan available to homeowners who are 62 years or older. With a reverse mortgage, homeowners can convert a portion of their home equity into cash without selling their home. A reverse mortgage does not require monthly mortgage payments.
VA Loans
VA loans are a type of mortgage that is available to veterans, active-duty military members, and eligible surviving spouses. VA loans typically offer more favorable terms and interest rates than conventional loans and do not require a down payment.
Second Mortgages
A second mortgage is a type of home loan that allows homeowners to borrow against the equity they've built up in their property.
Second mortgages can be a way to access cash for home improvements, debt consolidation, or other expenses.
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Refinancing youe loan and when to do it
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.E Mortgage Capital, Inc
. - NMLS #1416824 | 18071 Fitch, Ste 200
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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov
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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov
