About Jill!

Jill Coss

Mortgage Broker, NMLS #268726

Trusted leading Mortgage Advisor passionate about making home financing smarter, simpler, and more personalized. With over 15 years of industry experience, I’ve helped hundreds of clients across California, Texas, and Arizona navigate the mortgage process with confidence. Whether you're buying your first home, upgrading to your forever home, refinancing, or exploring a Reverse Mortgage, my mission is to guide you with expert advice, tailored solutions, and a seamless experience every step of the way.

Smart Lending Strategies: No two clients are the same. I listen carefully to your goals and customize solutions that align with your future plans — not just today's needs.

Seamless Service: Communication matters. I make it a priority to keep you informed, empowered, and supported throughout the entire journey.

Long-Term Partnership: My relationship with clients doesn't end at closing. I’m here for the long haul — offering advice, insights, and support for life’s changes and opportunities.

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.E Mortgage Capital, Inc

. - NMLS #1416824 | 18071 Fitch, Ste 200

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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov

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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov