At Equity Smart Home Loans, it’s about service, relationships, and results. Jill Coss and her team have built a reputation for integrity-driven lending and a genuine commitment to helping clients reach their goals. With deep industry knowledge, proven attention to detail, and access to powerful lending tools, clients recognize the difference right away. This is mortgage guidance you can trust, backed by strategy, transparency, and follow-through.

Whether you’re buying your first home, moving into your dream home, investing, or financing a commercial project, you’ll receive a smart, customized solution built around your needs. No hidden fees. No hassle. No surprises. The team specializes in Conventional, FHA, VA, Jumbo, investment property loans including Fix & Flip and DSCR, All-In-One Loans, Physician Loans, Commercial Loans, and HELOCs. With access to over 150 lenders, Jill is able to secure competitive rates and the right loan structure, not a one-size-fits-all option. Experience how simple and confident the mortgage process can feel when it’s done right.